In 2020 the world experienced one of the biggest challenges for humankind in living memory – outside of war at least. In March of that year, business in the developed world begun to grind to a halt with the onset of a global health pandemic. Since then, the economy and society has refocussed, re-established, and stabilised economic performance. However, the market shock generated by COVID-19 lingers and remains a reality for all walks of life but especially vulnerable groups and those on the front line of care, and in parts of the world where vaccination is not an affordable option...